Affirm strives to keep you out of unhealthy debt by providing fair, transparent credit so you can pay over time for the things you love. We offer affordable monthly payments at a pace you choose—usually 3, 6, or 12 months—so you're in control. From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or other hidden fees.
Buy with Affirm
At partner stores, like Hundred Hustle, you can choose Affirm as a payment method during checkout and seamlessly apply for a loan to pay for your items right then.
At select stores, if your order is less than $250, you can pay with AffirmGo, which is a three-payment plan with 0% APR.
Does Affirm charge interest and fees?
We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.
At checkout, we always show the total amount of interest you’ll pay and we never charge more beyond that. This way, you always know what you’re getting into.
We don’t charge late fees, service fees, prepayment fees, or any hidden fees.
*APR percentage will vary by purchase.